Insurance Plans We Accept
Making Healthcare Accessible and Affordable
At Urgent Care USA, we believe quality healthcare should be accessible to everyone. That’s why we’ve partnered with most major insurance providers in Florida. We handle the insurance paperwork so you can focus on feeling better.
Don’t see your insurance listed? Call us at 813-752-7222 – we’re constantly adding new plans and can verify your coverage immediately.
Accepted Insurance Plans
A-C
- AARP Medicare Plans
- Aetna (All Plans)
- Ambetter
- AvMed
- Blue Cross Blue Shield of Florida
- CarePlus
- CareSource
- ChampVA
- Cigna (All Plans)
- Community Care Plan
D-H
- Devoted Health
- Florida Blue
- Freedom Health
- GEHA
- Humana (Commercial)
- Humana Medicare Advantage
- Humana Medicaid
I-M
- Medicare (Original)
- Medicare Advantage Plans
- Medicaid (Florida)
- Medica
- Meritian Health
N-S
- Optimum Healthcare
- Oscar Health
- Oxford Health Plans
- Physicians United Plan
- Simply Healthcare
- Staywell/Wellcare
- Sunshine Health
T-Z
- Tricare
- Tricare For Life
- United Healthcare (Commercial)
- United Healthcare Medicare
- United Healthcare Medicaid
- VA Community Care Network
- WellCare
- Workers’ Compensation (All Carriers)
Insurance Categories
Private Insurance
Major commercial plans from national and regional carriers
Medicare Plans
Original Medicare and Medicare Advantage plans
Medicaid Plans
Florida Medicaid and managed Medicaid plans
Government Plans
Tricare, VA, and other government programs
What to Bring Section
For Your Visit, Please Bring:
- Current insurance card (front and back)
- Photo ID (driver's license or state ID)
- List of current medications
- Copayment (if applicable)
- Previous medical records (if relevant)
- Referral (if required by your plan)
Understanding Your Benefits
Copayments
Copayments
Most insurance plans require a copayment at the time of service. Urgent care copays typically range from $25-$75, which is less than emergency room copays ($100-$300+).
Deductibles
Deductibles
If you haven’t met your annual deductible, you may be responsible for the full cost of services until your deductible is met. We can provide estimates before treatment.
Prior Authorization
Prior Authorization
Most urgent care visits don’t require prior authorization. However, some procedures or medications may need approval from your insurance company.
In-Network Benefits
In-Network Benefits
We’re in-network with all listed insurance plans, which means lower out-of-pocket costs for you compared to out-of-network providers.
No Insurance?
Affordable Self-Pay Options Available
Don’t have insurance? Don’t worry! We offer transparent, affordable pricing:
- Standard Visit: $85
- Moderate Visit: $129
- Comprehensive Visit: $299
All prices include the provider visit. Additional services like X-rays or labs are reasonably priced.
Verify Your Insurance Coverage
Not sure if we accept your insurance? Let us check for you!
We’ll call you within 1 business day with verification
FAQ’s
Frequently Asked Questions
How do I know if you're in-network?
We’re in-network with all insurance plans listed on this page. You can also call your insurance company and ask if Urgent Care USA (Tax ID: XX-XXXXXXX) is in-network.
What's my copay for urgent care?
Copays vary by plan but typically range from $25-$75. Check your insurance card – it often lists your urgent care copay.
Do you accept out-of-state insurance?
Yes, we accept many national insurance plans. Benefits may vary for out-of-state coverage, so we recommend calling to verify.
Can you bill my insurance directly?
Yes! We bill your insurance directly. You’re only responsible for copays, deductibles, and non-covered services at the time of visit.
What if my insurance isn't listed?
Call us at 813-752-7222. We’re adding new plans regularly and can check your specific coverage.
Medicare Information
Medicare Patients Welcome
We accept Original Medicare (Part B) and most Medicare Advantage plans. Medicare typically covers urgent care visits with a 20% coinsurance after your deductible is met. Medicare Advantage plans may have different copays.
Medicare Coverage Includes:
- Office visits
- X-rays and diagnostic tests
- Lab work
- EKGs
- Necessary medical supplies
Workers' Compensation
Work-Related Injuries
We accept all workers’ compensation carriers. For work injuries:
- No out-of-pocket costs
- Direct billing to workers’ comp
- Same-day treatment
- All documentation provided
Auto Insurance
Auto Accident Injuries
We accept PIP (Personal Injury Protection) and auto insurance for accident-related injuries. We’ll handle the insurance paperwork and provide all necessary documentation for your claim.
News & Updates
Questions About Insurance?
Our friendly staff is here to help. Call 813-752-7222 or visit us to verify your coverage. We’ll handle the insurance details so you can focus on getting better.
